Tiling Insurance

Insurance can cover you against known threats such as damage from fire, accident or floods. It can also protect you if you get injured and help you pay compensation for any injuries sustained by members of your staff.

Employers’ liability insurance covers any legal fees or compensation if one of your employees suffers a work-related illness or injury. Your policy must cover you for at least £5 million and you can be fined if you don’t get proper cover from an authorised insurer.

Tilers can be exposed to a lot of risks, such as eye injuries from dust, as well as cuts and abrasions, so it is crucial to have the right cover for compensation costs.

If you are a tiler who has employees working for you but don’t have employers’ liability insurance, then you are at risk of being fined £2,500 every day.

In the UK, it is legally required to have employers’ liability insurance that will provide cover you from at least £5 million.

If you are a self-employed tiler, then it is crucial that you sort out your own insurance as you won’t have an employer to organise one for you.

You won’t need employers’ liability insurance if you are a sole trader, but other types of cover you may need include tilers public liability insurance, product liability insurance, and professional indemnity insurance.

Get a tilers insurance quote today

To find out what tilers insurance cost will be for your tiling business, compare business insurance with our online quoting tool, including public liability cover, personal accident insurance, contract works insurance, tools insurance, legal expenses insurance, and much more other covers.

We are insurance experts that are dedicated to helping you find a tailored business insurance policy for your tiling business. Get an instant quote today for tradesman insurance.

If you don’t have public liability insurance as a tiler, then you may have to pay legal costs or compensation from your own pocket if a claim is made against you, making public liability insurance vital. Public liability insurance can cover you for third party property damage and any injuries caused by your activities.

There is a range of tilers cover and contract works cover that is needed in construction work, such as:

• Public Liability Insurance
• Product Liability Insurance
• Employer Liability Insurance
• Contractors All Risk Insurance
• Plant and Equipment Insurance
• Tools insurance
• Professional Indemnity Insurance
• Structural warranty

Public liability and professional indemnity are both types of business insurance for tilers, but the cover they offer is different:

Public liability insurance vs. professional indemnity insurance

Public liability tiler insurance covers compensation claims if you are being sued by a member of the public, whereas professional indemnity insurance covers compensation claims if you are sued by a customer.

Yes. You have an obligation to protect the health of any employees and also any members of the public who use your services. You may also want to protect against any damage done as a result of your work. For example, if a loose tile causes damage or injury you could be held responsible.

It’s always a difficult balancing act. You don’t want to be left exposed without enough insurance. However, at the same time, you don’t want to pay more than you need to. You’ll have to understand your risks and calculate the exact value of cover you will need.

Sometimes. Providers vary in the extent level of cover they offer. Some may also not cover certain threats. Mistakes you make can also sometimes invalidate insurance, so it’s important to read the small print.  When you get a quote with Brisco Business, you will be presented with a range of options and you can choose the insurance provider whose policy best meets your needs.