Public Liability Insurance
Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO
Compare QuotesWHY YOU NEED Public Liability Insurance
As a business owner, you are responsible for the safety of the people who use your business. No matter how good your precautions are, accidents can happen. If a customer or anyone else is injured while on your property you may be held accountable. This is why a good insurance policy will be essential in paying compensation claims and protecting your finances.
It is not just the owner of the building who will need public liability insurance to protect them against injuries caused from slips and trips on the premises. If you lease a premises, you will still need public liability cover. What would you do if a customer were to slip on a floor you’d just washed or if they tripped over a stock box left out by an employee?
Public liability insurance is essential for all businesses. If someone suffers an injury, or their property is damaged, you need to be able to cover the costs of compensation. Brisco Business can help you find a public liability insurance policy which covers all your obligations and minimises financial exposure for your business.
Compare quotes for public liability insurance along with many other types of business insurance with Brisco Business Insurance now and find a policy with covers to meet your needs.
Brisco Business Insurance Selector
- 1
- 2
- 3
- 4
Take a brisk walk to find the cover that suits your business best
Are you a property owner / landlord?
What do you do?
Unfortunately, we couldn’t find any results for your term.
Please Contact Us and we can help you to find what you’re looking for.
Where do you mainly run your business from?
How brisco Business Insurance Works
Compare QuotesComplete our simple quote form with basic details about your business
Compare quotes from leading insurers and select the right policy for you
Instantly activate your insurance and view your documents online
Business Insurance – Trades We Cover
Compare QuotesWe provide business insurance for all types of trades. Use our trade finder tool to search all trades and see if we can insure your business.
Trade FinderOTHER BUSINESS INSURANCE COVERS
Compare Quotes- Accidental Damage Insurance
- Alternative Accommodation Insurance
- Buildings Insurance
- Business Equipment Insurance
- Business Interruption Insurance
- Computer Equipment Insurance
- Contents Insurance
- Contract Works Insurance
- Deterioration of Stock Insurance
- Directors & Officers Liability Insurance
- Employee Theft Insurance
- Employers Liability Insurance
- Fixtures & Fittings Insurance
- Glass Insurance
- Goods In Transit
- Hired In Plant Insurance
- Home Emergency Insurance
- Legal Expenses Insurance
- Loss of Licence Insurance
- Loss of Rent
- Money Insurance
- Personal Accident Insurance
- Plant & Machinery Insurance
- Products Liability Insurance
- Professional Indemnity Insurance
- Public Liability Insurance
- Stock Insurance
- Tenants Improvements Insurance
- Tool Insurance Show All
What Is Public Liability Insurance UK?
Public liability insurance is a type of insurance that covers businesses for the risks associated with third-party property damage and injuries. This type of insurance can cover you for things like slips, trips, and falls, as well as damage to property.
If you’re worried about the risks associated with your business, it’s important to make sure that you have adequate public liability insurance in place. This will protect you from the financial consequences of any claims that might be made against you.
At Brisco, we can provide you with a complete range of business insurance policies, including public liability insurance. Contact us today to find out more.
Do I Need Public Liability?
Most likely, yes. Public liability insurance will protect you in the event that someone is injured on your property or if you are held liable for damages caused by your business. Public liability is also important if you’re attended events, such as craft fairs or conferences. If your business is present around the public, then you really should have public liability in place.
How Much Is Public Liability Insurance UK?
The cost of public liability insurance will depend on a number of factors, including the size of your business, the industry you’re in, and the level of coverage you need. However, we can give you a few ballpark figures to give you an idea of how much it might cost.
For a small business with up to 10 employees and a turnover of less than £2 million, public liability insurance might cost around £500 per year. For a medium-sized business with up to 50 employees and a turnover of up to £5 million, the cost might be around £1,000 per year.
Of course, these are just rough estimates – the only way to get an accurate quote is to get in touch with an insurance provider today.
Does public liability insurance cover my employees?
No. For that you will need employer’s liability insurance. This covers you for any injuries your employees suffer while at work in much the same way as public liability insurance protects your customers.
Do I Need Public Liability Insurance If I Have No Employees?
Public liability insurance is not a legal requirement, so it isn’t strictly needed in the same way as other kinds of insurance. However, it can be very useful, particularly for businesses that have a lot of contact with members of the public.
It can help to protect you against claims from people who might have been injured or suffered loss as a result of your business activities. Public liability insurance, depending on your exact policy, can also protect you against claims made by contractors, clients, and freelancers that you meet in person.
What happens if I don’t have public liability insurance?
Quite simply, it could ruin your business financially. Covering a claim for damage to a property or an injury to a member of the public will be entirely in your hands, and this will be costly. For a small business, losing a large sum of money could mean you have to stop running your company if the financial burden is too much. Even a larger organisation may suffer too. Public liability insurance will help you out in the event of accidental damage or injury.
If you don’t have public liability insurance and someone makes a claim against you, you will be responsible for paying any damages or expenses that are awarded. This could end up costing you a lot of money, so it’s important to make sure you’re properly protected.
Does A Small Business Need Public Liability Insurance?
Most likely, yes. Public liability insurance will protect you in the event that someone is injured on your property or if you are held liable for damages caused by your business. Public liability insurance is essential for small businesses across the UK.
Is Public Liability The Same As Third Party?
No, public liability insurance and third party insurance are not the same thing. Third party insurance is typically used in reference to motor vehicle insurance, while public liability insurance protects you from claims made by members of the public.
What Is The Difference Between Personal And Public Liability Insurance?
Personal liability insurance is a type of insurance that covers individuals for the risks associated with their personal activities. This type of insurance can cover you for things like injuries, property damage, and legal costs.
Public liability insurance is a type of insurance that covers businesses for the risks associated with their public activities. This type of insurance can cover you for things like injuries, property damage, and legal costs.
The main difference between personal and public liability insurance is that personal liability insurance covers individuals, while public liability insurance covers businesses. If you’re worried about the risks associated with your business, it’s important to make sure that you have adequate public liability insurance in place.
What Is The Difference Between Public And Product Liability Insurance?
Public liability insurance is a type of insurance that covers businesses for the risks associated with their public activities. This type of insurance can cover you for things like injuries, property damage, and legal costs.
Product liability insurance is a type of insurance that covers businesses for the risks associated with their products. This type of insurance can cover you for things like faulty products, incorrect product information, and injuries caused by products.
The main difference between public and product liability insurance is that public liability insurance covers businesses, while product liability insurance covers products. If you’re selling products, it’s important to make sure that you have adequate product liability insurance in place.
What’s The Difference Between Public Liability And Legal Liability?
Public liability insurance is a type of insurance that covers businesses for the risks associated with their public activities. This type of insurance can cover you for things like injuries, property damage, and legal costs.
Legal liability insurance is a type of insurance that covers businesses for the risks associated with their legal activities. This type of insurance can cover you for things like legal costs, damages, and settlements.
The main difference between public liability and legal liability insurance is that public liability insurance covers businesses for the risks associated with their public activities, while legal liability insurance covers businesses for the risks associated with their legal activities. If you’re worried about the risks associated with your business, it’s important to make sure that you have adequate insurance in place.
Who Can Claim Public Liability Insurance?
Public liability insurance is a type of insurance that covers businesses for the risks associated with their public activities. This type of insurance can cover you for things like injuries, property damage, and legal costs.
If you’re worried about the risks associated with your business, it’s important to make sure that you have adequate insurance in place. You can get an idea of the cost by getting a quote from an insurance company.
Does a small business need public liability insurance?
There is no legal requirement for public liability insurance, but it can be very useful for businesses that have a lot of contact with members of the public. It can help to protect you against claims from people who might have been injured or suffered loss as a result of your business activities.
Without this kind of insurance, your business will be vulnerable to claims, which could potentially ruin your business. If you’re not sure whether you need public liability insurance or not, it’s best to consult with a professional who can assess your risks and recommend the appropriate insurance policies for you.
Is public liability insurance mandatory in the UK?
No, public liability insurance is not mandatory in the UK. However, there are many good reasons to have this kind of insurance. For example, it can protect you against significant financial losses due to claims from clients or customers who have been injured by your business’s actions or products. It is therefore strongly recommended for businesses of all sizes and types.
