Property Maintenance Insurance

Property Maintenance Insurance

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If you specialise in property maintenance for a living, you’ll have a huge number of obligations and duties and you’ll be exposed to a number of risks including injury to customers or theft of your tools. A good insurance policy tailored to those risks will be essential. 

At Brisco Business, we help businesses and people from many different backgrounds find the right insurance for their needs. Whether you’re looking for public liability insurance, tools cover or any other protection we can help you get covered for all the risks you face.

Compare quotes for property maintenance insurance along with many other types of tradesman insurance with Brisco Business now and find a policy with covers to meet your needs.

Brisco is the smart alternative to Property Maintenance Insurance brokers for securing your insurance. Easily compare quotes from leading insurers to find the most suitable coverage at competitive prices. Save time and money while leveraging our platform to find the right insurance without the limitations of brokers.

We partner with some of the UK’s most trusted property maintenance providers, so that you can compare insurance quotes and choose the options that suit you best.

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How does property maintenance insurance work?

Property Maintenance insurance protects you against any financial loss of medical costs from accidents or injuries. It can also protect you against claims made for damage caused by professional mistakes.  You can also add on tools insurance cover for your own equipment.

What does property maintenance cover?

There are a few different types of property maintenance insurance, but most policies will cover damages caused by you or your employees while working. This can include things like accidental damage to the business premises, injuries to people on the property, and even theft.

How are claims calculated?

Think about the value of items you want to protect such as your tools. Also, consider how much money you might lose if you’re forced off work for any reason.

How can I reduce my premiums?

There are many things you can do which may reduce your premiums. Shopping around always helps. Different providers have different pricing, cover different things and will offer different incentives. Spending time tailoring your policy not only means you’re covered for everything, but it also saves money.  As one of the UK’s leading insurers, Brisco Business can compare quotes from leading insurers and choose a policy that’s right for you.

What insurance do I need for property maintenance?

Being property maintenance professionals can be risky – you could damage someone’s property, or injure yourself while working. There are a few different types of insurance cover you should consider for your business premises, such as:

. Public liability insurance cover
. Product liability insurance
. Business equipment insurance / Tools insurance
. Employers’ liability insurance
. Personal accident cover

What doesn’t a property maintenance insurance policy cover?

Property maintenance insurance usually won’t cover the legal expenses of intentional damage, wear and tear, or natural disasters. So, if you accidentally break a window while working, your policy will likely cover it. But if you intentionally break the window, you’ll probably have to pay for it yourself.

Why do property maintenance professionals need property maintenance insurance?

Even if you’re the best property maintenance worker in the world, accidents can still happen. And if they happen while you’re working, you could be held responsible. That’s why property maintenance insurance is so important. It can help protect you financially if something goes wrong while you’re on the job.

What is public liability insurance?

Public liability insurance is a type of cover that helps protect businesses from the financial risks associated with third-party claims. This type of insurance can help cover the costs of legal fees, settlements, and judgments if your business is found liable for injuries or damages sustained by someone else.

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