Carpenters Insurance

The idea of carpenters insurance is to tailor cover to the very specific risks you’ll face working on site. That means protection against damage to your tools, or any injuries which might happen on-site. It’s important to understand your risks and insure against them appropriately.

All sorts of risks can be covered such as compensation claims for any damage done during work, or protection in case you lose your tools. This makes sure you’re back at work as quickly as possible.

A policy should cover you against all the risks and losses you might experience. This means insuring you for the total value of your equipment, and any income you might lose.  The higher the value of equipment you insure, the higher the premium you will pay.  The same applies to staff, the more staff you insure, the more you will pay.

The best way is to always shop around which is why a platform such as Brisco Business can be so valuable. It helps you find the best insurance policy for the best price.

Yes, you do. Public liability insurance is extremely important whether you’re a carpentry business or a self-employed carpenter. Joiners’ public liability insurance is extremely important in that it allows you to protect any visitors to your workshop or on-site work. Carpenters and joiners often work in dangerous environments, with sharp pieces of wood, splinters, wood dust and dangerous tools; all of which could easily lead to potentially serious injuries.

Here at Brisco Business Insurance, we can provide a complete range of carpenter’s insurance policies to protect you, your business, your employees and the general public. We will work with you to create a bespoke insurance policy for all carpenters and joiners, ensuring that the business insurance policies you choose are affordable, scalable and chosen to protect your business.

A joiner will typically need public liability insurance and employers’ liability insurance. While these are the legal requirements, you may benefit from other business insurance policies, including business equipment insurance. Here at Brisco Business Insurance, we can provide a complete range of carpenters and joiners insurance policies to suit your needs.

There are no formal qualifications required to become a joiner, but most employers will expect candidates to have practical experience and basic carpentry skills. Some larger companies may also require joiners to hold a City & Guilds qualification or equivalent.

Yes. If you are self-employed or run a small business, it is essential to have the right level of insurance in place. This will protect you and your business from any potential financial loss that could occur as a result of accidents or damage to property. As a requirement, you’ll need public liability insurance to protect the general public, in addition to employers’ liability insurance. You might also find professional indemnity insurance useful to ensure you still get paid if a client is unhappy with your work.