Dental Surgery Insurance

If you’re running a dental surgery, you will need insurance for the building itself, its contents, and liability cover for patients and staff. In addition, you will want professional indemnity protection and legal cover to protect yourself and your reputation against compensation claims.

Public liability insurance for dentists is not legally required, but it is vital to ensure the survival of your dental business. It offers you much-needed protection from the legal and medical costs of any accidental incidents that you could be liable for. Without public liability insurance, you are at risk of having to pay any compensation fees out of your own pocket.

Professional indemnity insurance for dentists is not required by law in the United Kingdom, but it is a good idea to obtain it when considering dental practice insurance or any business that provides a professional service to its customers. If a customer makes a claim against you, a professional indemnity policy will cover any legal fees and compensation.

If your dental surgery practice is not covered by professional indemnity insurance, then you could be made liable for any costs relating to a claim that is made against you by a customer. Without professional indemnity insurance, you would be responsible for paying any court, medical, and legal fees, as well as any order for damages.

Professional indemnity insurance is typically maintained for up to six years, but there are numerous factors that may result in a shorter or longer period of cover being more relevant.

Our team can help you search the insurance market and find the right professional indemnity insurance cover for your business.

You may encounter a number of legal disputes, such as contracts and compensation claims for dental errors. Legal cover can pay the cost of legal fees and ease the pressure on your finances. When you get a quote from Brisco Business, you can compare the dental practice insurance covers on offer from leading insurers and add the covers you need. Legal Expenses insurance is often an optional cover that can be added to your quote if required.

Possibly. Many firms that offer dental practice surgery insurance will adopt their own approach to what they are willing to cover. Some may limit the value of their insurance offering and others may not pay out for certain risks. To avoid an unpleasant surprise when the time comes to claim, it is important that you carefully read the small print. When you get a quote for dental practice insurance with Brisco Business, all exclusions will be contained in the documents you will be supplied with prior to taking out the insurance.

Public liability insurance can protect you financially if a patient or visitor suffers damage or an injury whilst at your dental surgery practice. It also covers any associated medical or legal costs, so getting public liability insurance cover for your dental practice is crucial.

The best advice is to shop around. Going for the cheapest option may mean you’re not fully covered for all your risks. However, if you compare quotes and policies, you’ll have a much better chance of finding something which caters to the unique risks you face. Take a quote with Brisco today and compare prices from top insurers to select a dental practice insurance policy that is best for you.