Money Insurance

Money insurance will cover any loss or theft of business money from the business premises during working hours or overnight.  Money will also be covered at the home of any member of staff up to a certain limit and there will be cover to transport the money to and from a bank.  If you are assaulted while carrying business money, there is usually a benefit payable.  Check you insurance documents for full details of this cover.

Digital theft is a growing danger for all businesses. Cybercrime is becoming a multibillion dollar industry and every business has to be prepared. However, you will need to make sure that digital theft is specifically covered in your policy.  You will often need a separate cyber insurance policy for this.

All insurance policies will contain some exclusions.  For example insurance providers may have certain threats they are not prepared to cover. If you fail to take certain security measures, you may also find that your policy has been invalidated. You must read the terms of any policy and understand what your obligations are.  When you get a quote from Brisco Business, you will be presented with full details of the policies available so you can make a decision before choosing the policy that best suits your needs.

No matter what business you run, there’s always the risk of money being stolen. This could be an untrustworthy employee, theft by an outsider or even through cyber-crime. In the instance that this happens, a significant amount of money disappearing from your account could put you out of business, especially if you have nothing to fall back on, which is why insurance is essential to cover any losses. For theft by a business partner or employee, you will need theft by employee insurance cover.  Money cover is designed to cover the theft of money by persons outside of your company.