Tenants Improvements Insurance
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Compare QuotesWHY YOU NEED Tenants Improvements Insurance
As a business owner, you will often make improvements to your business premises before you start to trade. You may fit out your shop or carpet your office space for example. If you lease your business premises and you have made these improvements to the property as a tenant, you will want to protect your investment should disaster strike.
Tenants improvement insurance can cover any money you spend to improve the property and has a material impact on the value of the property. This might include replacing damaged window coverings, new flooring, suspended ceilings, shopfronts or air fixed air conditioning systems. These will have a significant cost for the tenant and it’s something you’ll want to replace in the event of damage by fire or flood for example.
Compare quotes for tenants improvements insurance along with many other types of property insurance with Brisco Business now and find a policy with covers to meet your needs.
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Why do I need tenant’s improvement insurance?
If you’re leasing a business premises, you will want to tailor it to your needs. For this you may make a number of permanent adjustments to the property which enhance its value. However, if there were to be a fire at your premises, the building insurance in place with the landlord will reinstate the premises themselves but you will need insurance to cover the cost of replacing all of the improvements you have made.
What counts as a tenant’s improvement?
Any improvements you have made to your business premises, which are not owned by the landlord, will be considered a tenants improvement. Examples include shopfront, lighting, suspended ceilings, flooring, walls, window coverings and air conditioning systems.
What is the difference between tenants improvements and tenants contents insurance?
While tenants improvements insurance covers the costs of any improvements you make to a rented property, tenants contents insurance protects you should any of your items become damaged or lost while you’re leasing a premises. This could happen for reasons such as flooding, fires or theft.
