Home Emergency Insurance
Essential cover for all business types. Compare quotes from leading insurers with instant cover. Quick | Easy | BRISCO
Compare Quoteswhy you need Home Emergency Insurance
If you are a property owner, a domestic emergency could cause a great deal of stress for you and your tenants. A burst pipe, a broken boiler, faulty electrics or problematic plumbing could all lead to major inconvenience and potential loss of income if your tenants were not able to continue living in the property. Emergencies such as this need to be resolved now. The solution is home emergency cover.
The purpose of this cover is to protect against anything which will make your property unsafe, could cause lasting damage to the building or endangers the health and safety of you and anyone else in the property. As soon as you inform your provider of the issue, they should send a registered tradesperson to deal with it as soon as possible. It’s like an additional emergency service.
Home emergency cover is available as an optional extension to most property owners policies. Compare Property Owners Insurance quotes with Brisco Business now and find a policy with covers to meet your needs.
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What does home emergency insurance cover?
As the name suggests, this provides the help you need in an emergency. If there has been an accident in your home which threatens to cause lasting damage or make the property unsafe, time is of the essence. Your provider can not only cover the cost of repairing the problem, but also send someone to help you as soon as possible.
What should I do if I have to make a claim?
If you have an urgent problem in the home, the first thing to do is contact your insurance provider. They will rush out a fully qualified and registered tradesperson to take care of the problem for you. They will also cover the costs of repair up to an agreed limit.
I’m a tenant. Do I need home emergency cover?
If you’re a tenant your landlord should have this in place already. You’ll simply have to call your agent and they should arrange emergency help for the property.
What isn’t covered by home emergency insurance?
These policies do not cover everything within your home and there’s likely to be a limit to how much cover the insurer provides. Home emergency insurance might not protect you if you make a claim within 14 days of taking the policy out, from issues like sludge in the boiler, pipework or radiators, or if an emergency occurs in a home which hasn’t been occupied for over 30 days.
