Cleaners Insurance

Cleaners Insurance

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Every cleaner will face a certain set of risks which could threaten the security of their livelihood. Accidents can happen and it’s important to safeguard your income and property if the unforeseen happens. Good insurance is vital.

At Brisco Business, we specialise in helping people from all walks of life find the right protection for their needs. Whether you’re looking to insurance property while working at a client’s premises or safeguard against personal injury, we can help you out.

Compare quotes for cleaners insurance along with many other types of tradesman insurance with Brisco Business now and find a policy with covers to meet your needs.

Brisco offers a simpler way to shop for insurance compared to Cleaners Insurance brokers. Our streamlined platform allows you to compare quotes from leading insurers effortlessly, ensuring you find the ideal coverage at competitive rates. Save time, money, and hassle while using our platform to secure the right insurance for your specific needs.

We partner with some of the UK’s most trusted cleaners providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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How does cleaners insurance work?

Cleaners insurance is there to protect you against the unexpected. If something happens to your tools and equipment or if you suffer an injury, insurance can help you remain financially secure.

What will be covered under a cleaners insurance policy?

You can tailor your coverage to your risk exposure. For example, a typical policy might include items such as damage to your equipment, injury, or damage to property.

How do I work out how much cover I need?

Consider the full value of everything you want to protect. Think about how much money you could lose if you have to stop work for a period of time. You should also work out how much public liability cover your clients may require you to have (this is the maximum amount which will be paid out in the event of a claim).  This will help you calculate the correct level of insurance.

Can I reduce my premiums?

Insurers will look at what level of cover you need, and the value of items being insured before calculating a premium. You can bring this down this by reducing the level of cover, but this may leave you financially exposed. You can also take precautions to reduce the risk of having an accident. This will make it less likely that you need to claim and may result in lower premiums down the line.

Best of all, shop around. The market is competitive. Use that to your advantage to find the best deals. Compare today with Brisco Business to find a policy to meet your needs.

Do I need insurance to do cleaning?

If you’re working as either a self-employed cleaner, or you run a cleaning company, you will require insurance of some kind. As a legal requirement, you’ll need public liability insurance for cleaners to protect the general public. You might also require employers liability insurance if you run a cleaning business and have any other cleaners working for you. It can also be a great idea to get business equipment insurance to protect your cleaning equipment.

Do self employed cleaners need insurance?

Yes, you will. While you might not require employers liability insurance to work as a self employed cleaner, you will still require public liability insurance for your cleaning business. This is to protect the general public from injury, and prevent your business from being bankrupted in the event that someone is injured due to tripping over your equipment, or slipping on a wet floor. While it might not be a legal requirement, self employed cleaners may also want to invest in cleaning equipment insurance in the event that your equipment becomes damaged.

Do both commercial and domestic cleaners require cleaning insurance?

While commercial cleaners are more likely to need to claim on their insurance policies, domestic cleaners are also required to invest in cleaning insurance. Domestic cleaning insurance can cover all your legal costs in the event that you need to claim on your insurance. Whether you require employers liability cover or public liability for your domestic cleaning business, don’t hesitate to get in touch with Brisco Business Insurance today.

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