Architects Insurance
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Get A QuoteArchitects Insurance
As an architect you’ll encounter a number of risks which are unique to your business and your industry. Many off the shelf business insurance policies may not offer the cover you need which is why a tailor-made policy will be essential.
At Brisco Business we’re passionate about helping businesses of all kinds find the right insurance policy for their requirements. Whether you’re looking to protect against damage or interruptions to your business, we can assist in your search for a comprehensive insurance policy which protects you, your staff and your business.
Compare quotes for architects insurance along with many other types of Office Insurance with Brisco Business now and find a policy with covers to meet your needs.
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Other Office Trades
Typical Architects Covers
Get A Quote- Buildings Insurance
- Business Equipment Insurance
- Business Interruption Insurance
- Computer Equipment Insurance
- Contents Insurance
- Directors & Officers Liability Insurance
- Employers Liability Insurance
- Employee Theft Insurance
- Fixtures & Fittings Insurance
- Glass Insurance
- Legal Expenses Insurance
- Professional Indemnity Insurance
- Public Liability Insurance
- Tenants Improvements Insurance Show All
Do I need a specifically designed architects insurance policy?
As an architect you work to specific schedules and use certain tools and equipment. The risks you and your business faces, therefore, will be different to another profession. As such you need an insurance policy which matches those requirements. Without something tailored to your needs, you could finds yourself without cover when you need it most.
How should I choose the level of cover to take?
Take some time to perform a risk assessment to see what types of cover you’re most likely to need. For example, are you spending time out in the community or in the office. How many employees do you have, what equipment do you need? If you had to stop working for a period of time, how long could you survive? It’s all about understanding what threats you face and how much you need to be insured for?
How are premiums decided?
When calculating your premiums a provider will look at the value of your property and contents, plus what level of insurance you’re looking for. The more you have, the higher the premiums will be, but equally, the less likely you will be to find yourself financially exposed.
How can I reduce my premiums?
Insurers will look at whether you have made any claims in the last five years. If not they will consider you a lower risk, so one way to reduce premiums is to take as many precautions as possible to ensure you don’t need to make a claim. Another way is to shop around. Using a platform such as Brisco Business, you can search many different providers to find the best option for you and your business.
Are there any exceptions?
Usually. Most insurance policies will have limits on what you can claim insurance for. If you fail to take certain precautions, such as locking your office, your insurance may also be invalidated. It’s important to read the small print to make sure you don’t have a nasty surprise when the time comes to make a claim. When you take a quote with Brisco Business, you will be presented with a number of different options and you can choose the one which most suits you.
Why must architects insurance include professional indemnity cover?
According to Standard 8 of the Architects Code of Conduct, all architects are expected to hold adequate professional indemnity insurance. This covers legal action regarding their services, such as professional negligence claims, and protects the finances of both the business and the client. Potential customers will have much more confidence in an architect with this cover.
