Property Insurance

Property Insurance

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Property insurance is a wide ranging term which incorporates many different types of policies. As an owner of a property, you face many risks, from damage to your property caused from a range or perils such a fire, flood or accidental damage.  Without insurance, meeting these costs can be expensive. 

At Brisco Business we’re dedicated to helping property owners protect their assets. Whether you’re looking to protect the bricks and mortar of your building or the contents, we can help you find a comprehensive policy which ensures you will be financially protected if something bad happens.

Compare quotes for property insurance along with many other types of business insurance with Brisco Business now and find a policy with covers to meet your needs.

We partner with some of the UK’s most trusted property insurance providers, so that you can compare insurance quotes and choose the options that suit you best.

Brisco Business Insurance Selector

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Are you a property owner / landlord?

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What do you do?

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Where do you mainly run your business from?

You should make sure the policy you choose meets your demands and needs during the quotation process.
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How much will property insurance cost?

The cost is calculated based on the size, location and age of the building. It will also depend on how much cover you require and how many additional features you add.

Can I reduce my property insurance premiums?

Insurers may offer a lower premium if you have not made any claims in the past five years. They may also offer discounts if you have installed security systems or taken other additional measures to protect the property. 

Do I need liability insurance?

It is recommended. If someone is injured because of a problem with your property, you may be considered liable for damages. This policy should pay the cost of compensation if someone decides to make a claim. 

Are my belongings included?

Not with a standard policy. Property insurance will protect the fabric of the building. If you want to protect your belongings, you may have to take out additional contents insurance.

Are there any exceptions?

Some companies will only offer cover up to a certain amount. If the total cost of damages exceeds this level it could come out of your own pocket.

What should I consider when taking out a property policy?

You want to make sure you have all the cover you need. For this you should calculate the risks you want to protect yourself against and the rebuild cost of the property. This means if the worst were to happen you would still be covered.

What does property insurance cover?

Property insurance is a wide-ranging term and incorporates various policies, all of which relate to risks faced by property owners. These risks include everything from theft and property damage, to problems with the boiler and liability due to injuries sustained by third parties while in the property. Accidental damage, alternative accommodation insurance and property owner’s liability are just some of the property insurance covers available.

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