Home > Business Insurance > Property Insurance > Buildings > Simple Security Checks For Your Business Premises

Simple Security Checks For Your Business Premises

By Darragh Timlin on May 25th, 2022

When it comes to protecting your business, security measures often focus on cybersecurity and safeguarding company data from online hackers. While this is crucial, particularly with the rise of GDPR compliance, it’s important not to overlook the physical protection of your business premises.

Buildings insurance can provide essential protection for your business premises against a range of threats, including theft, vandalism, and damage from natural disasters. By investing in building insurance, you can ensure that your physical assets are safeguarded against unwanted intruders and other potential hazards.

Whether you own or lease your business premises, having building insurance can give you peace of mind that your property is adequately protected. So while it’s important to prioritise cybersecurity, don’t forget about the importance of physical security and the role that building insurance can play in safeguarding your business.

With so many businesses transitioning away from paper-based filing systems to keeping digital records, you may not give much thought to what confidential data you still hold on your premises.

As you will already be aware, government guidelines state that you need to keep hold of some business records for a set number of years for auditing purposes before you can dispose of them.

You must also adhere to data protection regulations about the secure destruction of your expired paperwork. Even old records and files that your business no longer needs to keep may still contain personal information about your customers that criminals can use for identity theft.

So as a business owner, you can never underestimate the importance of keeping your business premises safe from risks. Whether in the form of data breaches from stolen staff or customer records for ID theft, stealing your company financial records to commit business fraud, or simply protecting your premises from vandals and arsonists that want to cause as much damage as possible.

  1. Business security systems
  2. The best security for small business
  3. What is a business security audit?
  4. Business property insurance

Business security systems

There are many comprehensive business security systems currently on the market that you can have installed to protect your premises. These include everything from simple intruder alarms triggered by motion sensors covering your windows and doors to cutting-edge biometric access that only allows entry by authorised personnel.

The type and level of physical security you should install will be based on the size of your company, the work you do and the layout of your business premises.

For example, you may have stand-alone business premises sitting within your own grounds. In this case, you may have gated entry that will benefit from having smart locks and CCTV installed on your entry gate. This will enable you to check everyone that attempts to enter your premises and grant or deny them entry.

Remember that installing physical property security such as smart locks on gates and door entryways into your building protects your property from unwanted intruders and protects your staff and anyone else visiting your property.

Having the best physical security you can afford installed on your business premises can help your staff to feel safe and valued while at work. This can create a much healthier working atmosphere for your team and raise productivity levels and improve staff retention rates.

The best security for small business

The best way for small business owners to protect their premises is to work from the outside in. Start with installing security controls on the perimeter of your property; this can include CCTV monitoring and smart locks for external gates and doorways.

Protecting your property is more than simply guarding your front door. Think about other access points where criminals can gain entry into your building unnoticed. Cover rear and side doors with smart locks or surveillance cameras to monitor activity and restrict access through these points.

If your premises has ground floor windows that are vulnerable or hidden away from view, it makes sense to fit movement sensors that will trigger an alarm. You can also include motion-sensor cameras to capture footage of any break-ins.

Include any areas that may be left open for long periods during the day, such as loading bays or smoking areas where your staff may prop open a door and forget to close and lock it after returning to the building.

These days you can protect your business premises with more sophisticated options than simply installing motion sensor alarms and CCTV. You can now have surveillance systems where captured footage is streamed to you in real-time directly to your smartphone.

You can fit internal door entry systems using biometrically-restricted access to spaces such as labs that handle hazardous materials or places where you are conducting confidential research and development.

Conducting a business security audit makes sense if you are unsure of the type and degree of physical security your company’s facilities may require. During this process, you can look for ways to lower risk.

What is a business security audit?

Having a business security audit is an excellent way to check that your company is doing everything possible to prevent data loss and protect your business, customers or clients and staff.

A comprehensive security audit will look at everything from risks of a cyberattack breaching your networks to the physical protection of your data storage, such as unauthorised in-person access to your company servers and computer equipment.

Outsourcing your business security audit can be beneficial if you are not confident enough to conduct an audit yourself. Trained experts will be able to detect and make you aware of vulnerabilities in your IT system and recommend the best measures to take to protect your system from hacking and data breaches.

A qualified commercial alarm installation company can also audit the physical security of your premises. They will have in-house staff trained to audit commercial properties and produce a risk assessment for you, which will outline the physical security measures you should take to protect your business premises from intruders.

Business property insurance

While it is sensible to make your business premises as secure as possible to protect yourself and your staff from risks from unwanted intruders, even the most determined of criminals will often find a way to breach your security.

Covering yourself with the right insurance is essential to protect you against risk and treats of all types.

Commercial property insurance can cover your business premises from the risks associated with running a company. If you own the building you operate from, this insurance will help you rebuild your property should it be damaged or destroyed by fire or other disasters such as storms and floods.

It is essential to get the right insurance cover for your business needs, and rarely will there be an off-the-shelf solution that will be perfect for your needs. This is why it makes sense to talk to a company that specialises in providing commercial insurance, as they will have all the knowledge and experience you need to make the right choice. For example, digital business insurance is an excellent deterrent that sits alongside the physical security features of your business.

If you rent your business property, your landlord may already cover the building insurance. In this case, you should take out separate business contents insurance cover.

Should any of your stock or essential tools or equipment be stolen, lost or damaged, your business contents insurance will cover your replacement costs. This can include:

  • Equipment: things like office furniture, computers, tools and machinery
  • Fixtures and fittings: such as kitchen equipment, light fixtures, and interior decoration
  • Goods in transit: any orders being delivered, stock being moved around, or tools and equipment being moved from one location to another
  • Stock losses: any inventory or goods stored or sold from your business premises

Business owners should take out public liability insurance to cover injury, illness or death to customers or third parties due to your business activities. And employers’ liability insurance, which covers injury, illness or death of employees. Running a small business? Discover affordable and comprehensive business insurance solutions at Brisco Business.

Darragh Timlin

With over 25 years’ experience, Darragh is an expert in all things insurance. Starting his career in commercial property underwriting, Darragh has worked for a number of global insurers and is now Managing Director of Brisco Business, part of the wider Henry Seymour Group.

All articles by Darragh Timlin

Protect Your Business Today!

Find comprehensive business insurance at the right price. Quickly and easily compare quotes from leading insurers and choose the perfect policy for you.

Compare Quotes

Our Reviews