Tattoo Shop Insurance UK

Tattoo Shop Insurance UK

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Tattoo shop insurance is designed to cover for all the regular risks and exposures you have as a business. Unexpected events can throw even the best laid plans into disarray, which is why it’s so important to find a good insurance option.

At Brisco Business, we give you a great way to compare a wide range of available policies. Whether you want to protect the fabric of your shop, insure against loss of stock or against compensation claims, we can help you find a comprehensive insurance policy that protects your staff, business, and yourself.

Compare quotes for tattoo shop insurance along with many other types of Shop Insurance with Brisco Business now and find a policy with covers to meet your needs.

Brisco is the preferred option over Tattoo Shop Insurance UK brokers for securing insurance. Our user-friendly platform enables you to compare quotes from multiple insurers quickly, saving you time and effort. Make informed decisions without the bias or pressure often associated with brokers and find the perfect coverage for your business.

We partner with some of the UK’s most trusted tattoo shop providers, so that you can compare insurance quotes and choose the options that suit you best.

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What tattoo insurance cover will I need for a tattoo shop?

As with most retail businesses, you will need common covers such as property, building, and stock. However, it is also a good idea to get tattoo insurance to protect against specific risks a tattoo shop faces, such as the possibility of something going wrong with a tattoo.

What if I make a mistake with a tattoo? Will I be held accountable?

Yes. Businesses are responsible for any injuries, sickness, or financial loss caused by their products. If you make a mistake with a tattoo, your customer may be left with the consequences for a very long time, so they may claim compensation against you. You will need a specialist tattoo insurance policy for this, such as treatment risk insurance or tattooist insurance. 

You can contact us for a specific quotation. As industry leading insurance providers, we are tattoo insurance professionals that will find the right tattoo parlour insurance (or tattoo artist insurance if you are a self employed tattoo artist) for you.

I’m about to open a shop. Will my existing freelance tattoo insurance cover it?

Probably not. Having a shop opens you up to all sorts of risks, such as damage to your building or stock and injuries to customers while on site. These will have to be covered by a tattoo insurance option.

As a tattooist, do you need tattoo insurance in the UK?

The answer is yes, most likely. Many tattoo shops require their employees to be insured. This insurance protects both the shop and the artist in the event of an accident. Given that the nature of the business involves the use of sharp or pointed instruments, if an accident occurs, it could result in significant injuries or infections. Therefore, tattoo insurance provides essential coverage against potential lawsuits and claims related to these risks. It’s a crucial safety net that helps ensure the financial stability and professional reputation of both the tattooist and the shop.

There are a few different types of insurance that tattoo shops typically require their employees to have:
-Treatment risk insurance
-Workers’ compensation insurance
-Tattoo liability insurance cover
-Public liability insurance

Does a tattoo shop need employers’ liability insurance?

Yes, tattoo shops are legally required to have a certain amount of insurance coverage in order to protect their employees. This type of insurance protects the shop in the event that an employee is injured while working. It also covers any legal expenses that may be incurred as a result of an accident. Employers’ liability insurance is a legal requirement in the United Kingdom.

Can tattoo mistakes be insured under tattoo studio insurance?

Yes, tattoo mistakes can be insured. This type of insurance protects the tattoo shop in the event that a customer is not happy with their tattoo. It also covers any legal expenses that may be incurred as a result of a mistake.

Tattoo shops typically require their employees to have property insurance, public liability insurance, workers’ compensation insurance, and treatment risk insurance.

What happens if you don’t have employers liability insurance?

If you don’t have the proper employers’ liability insurance, you risk facing a penalty. Employers’ liability insurance is required by law in the United Kingdom and must cover you for at least £5 million. If you are not adequately insured, you could face a daily fine of £2,500.

Should a tattoo shop take out professional indemnity insurance cover?

Yes, tattoo shops should take out professional indemnity insurance cover. This type of insurance protects the shop in the event that a customer is not happy with their tattoo. It also covers any legal expenses that may be incurred as a result of a mistake.

What licence do I need to open a tattoo shop?

To open a tattoo shop in the United Kingdom, you will need to obtain a tattoo, piercing, and electrolysis licence from your local council. The specific requirements may vary between different councils, but generally, they will be looking for evidence that you can meet high standards of health and safety.

This often includes providing proof of appropriate training and demonstrating that the premises and equipment meet the required hygiene standards. For instance, you may need to show that you have the ability to sterilise equipment and that you can safely dispose of needles and other sharp objects.

Moreover, councils will often want to see that you have appropriate insurance in place. This can include public liability insurance, product liability insurance, and employers liability insurance if you plan on having employees.

Once you apply, the council will usually send an environmental health officer to inspect your premises before granting the licence. It’s also worth noting that the licence is generally specific to the premises, so if you move your business to a new location, you will need to apply for a new licence.

Always check the specific requirements with your local council, as there may be additional or slightly different requirements depending on your location.

Does Tattoo Studio Insurance Cover Body Piercing?

Tattoo studio insurance in the UK can indeed cover body piercing, but it’s not automatically included in all policies. Insurance for tattoo shops is often customisable, and body piercing is typically considered an add-on or specific coverage that needs to be included when arranging the policy.

Speak with our expert team to create a policy that meets your requirements. Not having the right coverage could leave you exposed to financial risk in the event of a claim relating to a piercing procedure. So, it’s always best to check the details of your policy thoroughly.

Can tattoo shop owners be covered for tattoo removal?

Tattoo shop owners in the UK can secure coverage for tattoo removal services through specialised insurance policies. Tattoo removal, like tattoo application, involves certain risks, including potential client harm, which can result in claims being made against the business.

Specifically, a policy might include treatment liability insurance, which covers claims arising from the treatments provided, including tattoo removal. However, this coverage isn’t standard in all policies, so shop owners should ensure they’re explicitly covered for tattoo removal services when selecting a policy.

If you are in any doubt as to what insurance is required for your tattoo business, please don’t hesitate to talk to a member of our expert team.

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