Pet Groomers Insurance
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Get A QuotePet Groomers Insurance
Pet groomers insurance is there to protect against the specific risks you may face as a grooming business. This might include damage, injury or illness caused to pets as a result of your grooming, or even the risk that they may escape. If the unexpected happens you’ll be glad to have a good insurance policy in your corner.
At Brisco Business we work with help firms protect against the common business risks they face. Whatever happens we can help you design a comprehensive insurance policy which protects you, your customers and your business.
Compare quotes for pet groomers insurance along with many other types of Shop Insurance with Brisco Business now and find a policy with covers to meet your needs.
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Do pet groomers have to have insurance?
Yes, it is mandatory in the UK for pet groomers to have employers’ liability insurance if you have staff working for you. It covers your business if one of your staff members claim that they have suffered an illness or injury from work. There are many other business insurance policies you should consider for your business too though.
What is public liability insurance pet grooming?
Public liability insurance cover for your pet grooming service means that you are protected if the pet in your care is injured or if you damage someone’s property. It will cover vets fees and protect you if a client or employee is injured at your business premises.
What happens if I don’t have professional indemnity insurance?
If you don’t have professional indemnity insurance, then you are at risk of being liable for any costs relating to a claim made against you. This could include legal costs and compensation, which could financially cripple your business. However, professional indemnity insurance would usually cover court fees, legal costs, and any order for damages.
Who should take out professional indemnity insurance?
Pet grooming services (along with any other businesses that offer a professional service to customers) should take out professional indemnity insurance. If a client makes a claim against you, a professional indemnity policy should cover any legal costs and compensation so that you don’t have to pay out of your own pocket.
Is public liability the same as professional indemnity?
No, they both insure businesses, but they cover different claims. Public liability insurance is able to cover any compensation claims if you are sued by a member of the public for injury and damage.
On the other hand, a professional indemnity insurance policy can cover compensation claims from a client for a mistake that you made at work.
I’ve only just opened a shop. Will my existing freelance insurance cover me?
Probably not. You will have to insure against damages to the shop which might not already be covered such as injury to customers or damage to your stock and contents.
What if pets suffer some adverse effects because of the grooming?
You can be insured if you take out specific protection such as product liability insurance which protects against problems caused by the services you sell. However, the illness must have been caused as a result of your grooming. Otherwise cover will not apply.
What if a pet escapes?
This is something of a nightmare scenario. However, you can be insured against pets escaping or even being injured while in your care, providing this is as a result of your negligence.
