You only need insurance for those areas of the business that you own or have responsibility for. The owner of the building will be responsible for the bricks and mortar of the building. You’ll still have to insure your own stock and fulfil your legal obligations to customers and employees.

For buildings insurance, calculate the total cost of rebuilding the property from the ground up. For contents, add up the total value of all contents within your shop. This gives you a maximum value for all property you’ll want to insure. Finally, think about other risks, such as compensation claims or spoiling of goods. This can ensure you’re covered for all the things which can go wrong

As soon as you have details of the accident and your losses, it is important to notify your insurance company. The quicker they know about it and the more information they have, the quicker they can process your claim.

Sometimes. Different insurers take their own approaches to what they will insure and how much cover they will offer. Anything higher than this amount may not be covered as part of a typical insurance policy. When you compare quotes with Brisco Business, you will be presented with options from leading insurers and can choose the policy which best meets your needs.

Get your insurance quote today and protect your business with the right cover in place.