Cycle Shop Insurance
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Get A QuoteCycle Shop Insurance
If you’re selling bicycles, you’ll need an insurance policy which protects your stock, your shop and your customers. The right type of insurance policy will be worth its weight in gold.
At Brisco Business, we can help you find all the protection you need for your business. Whether you’re looking to insure your building, protect your stock or your staff, we can find the ideal cycle shop insurance for your needs.
Compare quotes for cycle shop insurance along with many other types of Shop Insurance with Brisco Business now and find a policy with covers to meet your needs.
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Get A QuoteComplete our simple quote form with basic details about your business
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What insurance do I need for a cycle shop?
Finding good cycle shop insurance is critical. You have expensive stock on premises, lots of customers coming in and out, and staff carrying out a variety of tasks they will all need to be protected. Common products include public liability, employers liability and many others.
How do I know how much insurance to take out?
You should perform a full risk assessment to see which threats you need to guard against and calculate the total value of the stock you need covered. This should allow you to work out where to set your cover.
What should I do if I need to make a claim?
Inform your insurance provider as quickly as possible. Provide them with all the information you can to assist in their claim. The more information they have, the easier it will be for them to help you out.
How much does insurance for bike shops cost?
The amount your bike shop insurance is likely to cost depends on a range of factors, including your business’s size, turnover and the level of cover you require. You can get an indication of the cost by getting a bike shop insurance quote from an insurer.
What does bike shop insurance cover?
Bike shop insurance covers your business for a range of risks, including public liability insurance, product liability insurance, employers’ liability insurance, buildings and buildings content insurance. The level of cover you need will depend on your business’s size and the type of products and services you offer.
What are some common claims that bike shops make?
Some of the most common insurance claims that bicycle shops make include:
- Public liability claims for injuries or damage caused by your products or services
- Product liability claims for injuries or damage caused by defective products
- Employers’ liability claims for injuries or illness caused by working conditions or employees
- Buildings and contents insurance claims for damage to your premises or stock
If you need to make any claims on your insurance, don’t hesitate to get in touch with our experienced team today.
How can I protect my bike shop from making an insurance claim?
There are a number of things you can do to help protect your bike shop from making an insurance claim, including:
- Making sure your employees are properly trained and follow health and safety procedures
- Regularly servicing and maintaining equipment
- Keeping stock levels low to reduce the risk of theft or damage
- Having adequate security measures in place to deter thieves and vandals
- Making sure your premises are well-maintained and in good repair
You can also make regular reviews of your insurance cover to make sure it meets your business’s needs.
Do I need insurance to open a bike shop?
Yes, you are legally required to have insurance to open a bike shop – you will need public liability insurance to open a public premises. However, it is strongly recommended to choose bespoke insurance policies as it will protect your business from a range of risks. You can get an indication of the cost of bike shop insurance by getting a quote from an insurer.
