Commercial Shop Insurance

Generally speaking, you should be able to insure every type of commercial shop. However, your requirements will be different depending on what you sell. It’s a good idea to tailor your policy as a general shop insurance policy may not cover everything you need.

Calculate the total cost of rebuilding your property. Add to that, the cost of replacing all contents and items within your shop to give yourself a good idea of how much cover you will need for every eventuality.

You can cover for theft and criminal damage, but you will have to make sure this is specifically noted within your insurance policy.

While it’s tempting to go for the cheapest option, you may find you’re compromising on the level of cover you have. That’s why it’s a good idea to shop around. By comparing policies and providers, Brisco Business can help you find the most appropriate policy for your business and budget.  You will be presented with a number of options from a range of insurers and can choose the policy which best suits your needs.

The only coverage you may legally require as a business owner is employer’s liability insurance, but this is only if you employ others. Commercial shop insurance is not mandatory. However, this cover is a hugely valuable precaution when you consider how costly unexpected accidents and incidents could be. Taking out insurance means you are keeping your finances and your business safe.